How to get a Wise card: A Full Guide 2024

A Wise international debit card is linked to a multi-currency Wise account which allows you to hold, exchange and send 40+currencies.

Use your Wise card to spend in 150+countries, make convenient cash withdrawals and to pay online or in person, with all currency exchange using the mid-market exchange rate, plus no foreign transaction fee to worry about whenever you spend any currency you hold.

That makes the Wise card a great way to manage your foreign currency spending, with low, transparent fees and fair exchange rates every time.

Here’s how to open a Wise account step by step:

1. Visit the Wise website or app and click on Create account

2. Enter your email address

3. Confirm the type of account you want to open - personal or business

4. Select your main country of residence

5. Verify your mobile number with a code

6. Create your password for security

Once your Wise account is set up, you’ll be able to tap the Card tab and follow the prompts to order your Wise card. You’ll need to confirm your personal details and upload some documents for security.

How to activate your Wise card

If you’re ordering your Wise card from Canada there’s no separate activation step - but to activate contactless payments you will need to make a Chip and PIN payment or withdrawal first. You can also use your card at an ATM to make a balance enquiry to get your card contactless feature up and running.

Can you get a Wise card in Canada?

Yes. The Wise card is available in Canada, and can also be ordered by Wise customers in a broad selection of other countries and regions, including the UK, US, Brazil, Australia and most EEA countries.

How much does the Wise card cost?

There’s no card order fee, no annual or monthly fee for the Wise card in Canada. Once you’ve got your card you can spend any currency you hold with no foreign transaction fee. If you’re spending in a foreign currency and you don’t hold the balance you need, the card’s smart autoconvert technology can change your money to the currency required for a low fee from 0.43%.

Up to 2 Wise card ATM withdrawals, to the value of 350 CAD are free every month. After that you’ll pay 1.75% of the withdrawal value + 1.5 CAD per withdrawal/

Is it worth getting a Wise card?

The Wise card can be a smart way to manage your foreign currency spending in person and online. Hold 40+currencies in your Wise account and spend any currency you have for free, avoiding bank foreign transaction fees. There’s no card order fee, ongoing charges to pay, and no minimum balance to worry about, so you can just use your Wise card and account whenever you need to. Here are some of the advantages you’ll get with a Wise card:

• No card order fee

• No annual or ongoing fees to pay

• Spend in 150+countries, with no foreign transaction fee

• Free ATM withdrawals to 350 CAD/month, with low fees after that

• Manage your card from the Wise app to freeze, unfreeze or cancel

• Virtual cards available

  Get your Wise card

  Read also: Wise card review

How long does it take to get a Wise card?

Your physical Wise card will arrive in the mail to the address linked to your Wise account. The Wise card usually gets delivered within 14 days when ordered to a Canadian address.

How does the Wise card work in Canada?

You can hold 40+currencies in your Wise account, and use your card all over the world to spend and make withdrawals. There’s no fee to spend if you hold the currency balance you need - and if you don’t have the currency you need in your account, the Wise card will automatically convert the amount for you.

The conversion will be managed from whichever available currency account has the cheapest conversion fee, so there’s no need to worry about converting money before traveling as you’ll know you’ll always get the lowest fee every time you spend.

Read also: How does Wise work? Step-by-step guide

How to replace or cancel your Wise card

If you need to replace your card at any time, you can do so from the Wise app or desktop site. Here’s how to replace your Wise card in the Wise app:

1. Tap the Card tab and then Replace card

2. Choose the reason you’re replacing your card, from the options on screen

3. Tap Replacement card

If you’re looking to cancel your Wise card entirely you can do so by getting in touch with Wise support using the chat function in the app.

Is the Wise card safe to use?

Yes, the Wise card is safe to use. Generally it’s considered safer to use a card for spending and cash withdrawals when you travel, as opposed to carrying large amounts of cash.

Plus, Wise cards can easily be managed, frozen or blocked from the Wise app if you ever need to do so. You’ll get instant transaction notifications in your Wise app whenever your card is used, so it’s easy to keep on top of managing your money no matter where you are.

Learn more: Is Wise safe to use?

How to get a Wise virtual card

You can order a Wise virtual card as soon as you’ve ordered your physical Wise card, which means you can get started spending online and in person using a mobile wallet like Apple Pay.

Here’s how to get a Wise virtual card in Canada:

1. Visit the Wise website or app and log in

2. Tap Card and choose Get a digital card

3. You’ll see your Wise virtual card details for instant use

Conclusion on getting a Wise debit card

A Wise debit card is easy to order, and can offer great international and multi-currency features including low cost currency conversion and convenient spending in 150+countries. Simply open a Wise account online or in the Wise app, and order your Wise card there.

There’s no fee to spend any currency you hold - and Wise accounts can hold a pretty impressive 40+currencies. If you don’t have the currency you need the Wise card will automatically convert your balance with low fees from 0.43%. That means you avoid the foreign transaction fees usually added by banks, so your money could go further when you spend internationally.

How to get a Wise card FAQ

How do I get a Wise debit card?

You can order a Wise debit card by registering a free Wise account online or on the Wise app. Registering a Wise account is a pretty straightforward process, and then you’ll be able to order your Wise debit card by logging into your account, adding some ID and confirming your delivery address.

Can I get a Wise card in Canada?

Yes. The Wise international debit card is available in Canada and a selection of other countries and regions, including the UK, US, Brazil, Australia and most EEA countries.

Does Wise give you a card?

Yes. You can order a Wise card which is linked to your Wise account, online or in the Wise app.

How much does the Wise card cost?

There’s no fee to order the Wise card in Canada. Once you have your card it’s free to spend any currency you hold, and you can withdraw up to 350 CAD/month fee free, with low ATM fees after that.

How long does it take to get a Wise card?

The Wise card usually gets delivered within 14 days when ordered to a Canadian address.

Is it free to get a Wise card?

There’s no fee to order a Wise card in Canada, with no annual or monthly fees to worry about either - you just pay for the services you use.

How do I activate my Wise card outside Canada?

To activate contactless payments you will need to make a Chip and PIN payment or withdrawal, or use your card at an ATM to make a balance enquiry.

Can you get a Wise card when traveling abroad?

Order your Wise card online or in the Wise app, for delivery to your registered Wise address. You’ll be able to access your card details as soon as you’ve ordered the Wise card, and your physical card will arrive a couple of weeks later.