Send money from France to Canada. Cheap and fast ways to transfer money abroad

Compare the best transfer fees and rates to send money from France to Canada

I am sending
from
to
Provider
Trustpilot
Speed
Total cost
Amount received when sending €2,000
Go to provider
2-3days
€ 12.07EURshow more
$2,922.72CAD
1-3days
€ 15.86EURshow more
$2,917.20CAD
2-3days
€ 20.20EURshow more
$2,910.96CAD
0-2days
€ 22.07EURshow more
$2,908.27CAD
2days
€ 24.29EURshow more
$2,905.08CAD
1-3days
€ 25.74EURshow more
$2,903.00CAD
0-2days
€ 28.53EURshow more
$2,899.00CAD
1-2days
€ 36.66EURshow more
$2,887.38CAD

We want to find the best deal for you. So although we may receive a referral fee if you choose one of these providers. It won't affect the ranking of the provider, the exchange rates or any fees you are charged. Our results are sorted in order of cheapest to most expensive cost to you. Learn more.

Best ways to transfser money from France to Canada

Shopping around is the best way to find the right service for your payment from France to Canada. Our handy comparison tool makes the job easy.

We’ve taken a selection of reputable, reliable and safe money transfer services and rated them based on cost, speed and customer trust, to help you pick the right one for you. Our table starts from least to most expensive provider, so you can easily see the cheapest way to send money from France to Canada, taking into account transfer fees and available exchange rates.

  • Money transfer services compared: 9 services
  • Currently the cheapest: Wise
  • Cheapest cost: 9.38 EUR
  • Currently the fastest: Wise
  • Fastest time: Instant-2 Days
  • Currently best rated: Currencies Direct
  • Money transfer companies included: Wise, XE, CurrencyFair, TorFX, Western Union, Currencies Direct, OFX, Remitly, WorldRemit

How to send money from France to Canada a step-by-step guide

So, how can I send money from France to Canada quickly and conveniently? Usually the easiest way to send money is to arrange your transfer through a digital service, which means you can get set up without even needing to leave home. Here’s a step-by-step guide on how to transfer money from France to Canada online:

  1. 1
    Choose a way to send money
    Often the easiest way to send money is to set up your payment online or through an app. You can use your bank’s online transfer system if you’d rather stick with a familiar option, or compare a few specialist international money transfer services which can often have a lower overall cost and a faster service compared to a bank.
  2. 2
    Compare providers with our handy comparison table
    Enter the amount you want to send from France to Canada to generate instant comparison quotes from our selection of safe and reliable money transfer services. You’ll be able to see the fees and exchange rates available, the delivery speed and how much the recipient will get in the end, so you can pick the right service for your needs.
  3. 3
    Register
    If you’re using an online money transfer service for the first time, you’ll need to register an account and get verified. This can usually be done with just your phone by entering your personal contact information and uploading images of your ID alongside with your address documents. If you’d prefer to send your money with a bank you’ll need to open an account first - this can often be done online or by going to your local branch in person, but you may need to make an opening deposit before you can access services.
  4. 4
    Start your transfer
    Log into your bank or provider account, and start your transfer by entering the amount of money you want to send, and the currency it should be received in. Depending on the provider you’re using you may be able to choose from different payout options, such as bank deposit or cash collection. You’ll need to follow on screen prompts to enter all the recipient details to ensure your transfer can be made securely.

If you’re looking for more ideas on how to transfer money quickly and cheaply, read on - we have all you need to know coming up in this guide.

What should you consider when sending money?

Banks and specialist international money transfer services each have their own pros and cons, so you’ll need to compare a few to decide which is best for you. Here are a few important factors to consider:

  • Transfer time: Transfer times can vary a lot. While some specialist money transfer services can deliver your payment instantly or in just a few minutes, it’s common for banks to take 3 to 5 days if the transfer is processed using the SWIFT network. In our comparison, the fastest way to send money from France to Canada was with Wise.

  • Transfer fees: When you send an international payment you may have several different fees to pay including an upfront transfer fee, exchange rate markup and possible third party costs. Some providers split out all their fees transparently, but it’s not always the case. That means you’ll have to carefully compare both the stated transfer fees and the exchange rates to see which is the best overall value. In our comparison, Wise had the lowest overall cost when sending money from France to Canada.

  • Required documentation: For security reasons and to comply with international laws, you’ll often need to provide proof of your ID and address when sending a payment abroad. This can normally be done using a government issued ID document like your passport or driving license, and a bank statement or utility bill which shows your name and address clearly. Higher value transfers may also require extra paperwork, such as proof of the source of the funds. Learn more about the documents needed when sending money from France to Canada here.

  • Exchange rates: Banks and money transfer services set their own exchange rates, which can include fees. Use a currency converter tool to check the mid-market exchange rate, and compare this against the rates offered by different providers, to pick the one that’s best value for your specific needs.

What are the best methods to transfer money?

  • Bank Transfer: Sending a bank transfer is safe, familiar and reliable. You can usually set up your transfer online or through your bank’s app, or call into a branch. International transfers arranged through a bank can be fairly expensive, including a transfer fee and a markup added to the transfer rate, plus possible third party costs from correspondent banks.
  • Online Money Transfer Service Providers: Online money transfer providers let you register and arrange a payment using nothing more than your phone or laptop. Different providers have their own features and fees, which may include varied pay out methods and fast or even instant delivery times. Specialist online money transfer services like Wise and Currencies Direct offer fast and reliable transfers from France to Canada.
  • Cryptocurrency Transfers: If your recipient has a cryptocurrency wallet, you could consider sending your payment as a cryptocurrency transfer. The costs of making a cryptocurrency transfer can vary based on the specific currency and the transfer service you pick.
  • Cash Pickup Services: Many providers like Western Union and Remitly offer cash pickup services which allow recipients to collect their payment in cash from a local agent. This can be fast and convenient, particularly if you’re sending to someone without easy access to a bank account. Fees may be higher compared to sending money for deposit to a bank account.

Why compare with us

We compare secure providers
We compare secure providers
We display fees and rates transparently
We display fees and rates transparently
Save money on your next money transfer abroad
Save money on your next money transfer abroad

Compare the best money transfer services

  1. Cheapest:   Wise
  2. Best exchange rate:   Wise
  3. Fastest provider:   Wise
  4. The best rated:   Currencies Direct

What is the cheapest way to send money from France to Canada?

  • Wise: 9.38 EUR
  • XE: 12.07 EUR
  • CurrencyFair: 15.86 EUR
  • TorFX: 20.2 EUR
  • Currencies Direct: 24.29 EUR

Need the cheapest way to send money from France to Canada? When sending money from France to Canada, Wise offers the best rate at 1.4702 for Euro/Canadian Dollar and charges a fee of 9.38 EUR.

Compared to WorldRemit, which charges a fee of 36.66 EUR, you could save up to 27.28 EUR by choosing the cheapest money transfer provider, Wise to send money from France to Canada.

If you’re looking for the cheapest way to transfer money from France to Canada, you’ll need to consider both the upfront fee displayed by the provider and the Euro/Canadian Dollar exchange rate.

While some providers may promote low or even zero fees, they sometimes add extra costs in their exchange rates. For reference, today's interbank rate for Euro/Canadian Dollar is 1.47018. Always check this against your provider's offered rate.

For example, it's common for banks to add a hidden markup to their exchange rates.This could mean, if the original rate is 1 EUR is 1.47018 CAD, a 3% increase by your bank could lead to a rate of € 1 = 1.51429 $.

  • Wise is the cheapest option, with a EUR/CAD exchange rate of 1.4702. Their fees to transfer money to Canada is 9.38 EUR

  • XE offers a EUR/CAD exchange rate of 1.4614. Their fees to transfer money to Canada is 12.07 EUR

  • CurrencyFair offers a EUR/CAD exchange rate of 1.4606. Their fees to transfer money to Canada is 15.86 EUR

  • TorFX offers a EUR/CAD exchange rate of 1.4555. Their fees to transfer money to Canada is 20.2 EUR

It’s worth bearing in mind that the cheapest way to send money will vary depending on the specific payment currency and value - it’s always worth shopping around, which is easy with the Exiap comparison tools.

Looking for other ways to send money to Canada from abroad? Our guide to the cheapest ways to send money to Canada is here to help you pick the best option for you.

Go to Wise

What is the fastest way to send money from France to Canada?

  • Wise: Instant-2 Days
  • Remitly: 0-2 Days
  • Western Union: 0-2 Days
  • OFX: 1-3 Days
  • WorldRemit: 1-2 Days

Interested in finding the fastest way to send money from France to Canada? When sending money from France to Canada, it’s good to know that a dedicated money transfer service can often process your transfer faster than banks, which typically take 3-5 working days. For instance, the quickest provider on our comparison table aims to complete your transfer in Instant-2 Days.

That’s because banks typically rely on the SWIFT network for international transactions. This means your money passes through multiple intermediaries, causing delays. In contrast, online money transfer services have established their own efficient networks, ensuring quicker and sometimes even instant transfers to your recipient's account.

The fastest provider in our table to send money from France to Canada is Wise

Learn more about instant international money transfer methods here.

Go to Wise

What is the best rated provider to transfer from France to Canada?

Of the 9 providers we found for transferring money from France to Canada, here's how they stack up in terms of number of reviews and average score:

  • Currencies Direct - Trustpilot Score: 4.9, Excellent
  • TorFX - Trustpilot Score: 4.9, Excellent
  • Remitly - Trustpilot Score: 4.4, Excellent
  • OFX - Trustpilot Score: 4.4, Excellent
  • XE - Trustpilot Score: 4.3, Excellent
Go to Currencies Direct

What is the safest way to send money?

Choosing an international money transfer service can feel like a risk. However, our comparison tool recommends secure providers which operate within the law in any part of the world they’re in.

When you’re looking for the safest ways to send money to Canada from France you’ll usually want to look out for providers which are registered with and operate under the FCA. In some cases operators may also be regulated by the PRA. And if you’re sending money with your bank, you may also read about the FSCS. Too many acronyms? Let’s look at what they mean.

FCA - Financial Conduct Authority - almost all financial activities have to be authorised by the FCA. The FCA’s job is to regulate and oversee financial activities to make sure standards are upheld and financial businesses are trading safely and legally.

PRA - Prudential Regulation Authority - the PRA exists to make sure banks, building societies, insurance companies and other similar financial institutions are being managed safely, to control risk and keep customer money safe.

FSCS - Financial Services Compensation Scheme - the FSCS protects customers when their bank, insurer or other eligible financial service company fails. You may be able to get compensation through the FSCS to make sure you don’t lose out if your bank goes bankrupt or runs into other financial difficulties.

What is the best app to transfer money from France to Canada

ProviderWebsite
Wise
XE
Remitly
WorldRemit
OFX
TorFX
Currencies Direct
CurrencyFair
Western Union

Wise: Send money from France to Canada

CheapestFastestBest exchange rateBest transfer options

Wise offers online and in-app money transfer services to Canada and 80+ other destinations around the world. You'll get the mid-market exchange rate to convert your Euro, with fast transfer times. In fact, 50% of Wise transfers are instant*, and 90% get there in under 24 hours.

Pros and cons
 
 
  • Mid-market exchange rates and low fees from 0.41%
  • Send money abroad quickly - transfers can even be instant
  • Send in 51 currencies to 70 countries
  • No cash payment options
  • No branch network

How much does it cost to send money to Canada with Wise?

  • Transfer fees: Send money from 0.41%
  • Exchange rates: Mid-market exchange rate
  • Additional fees: Transfer fees vary based on destination and how you choose to pay
* The speed of transaction claims depends on individual circumstances and may not be available for all transactions.

XE: Send money from France to Canada

Free fee

You can send money online and in-app with XE from France, to over 159 countries. Transfer times vary based on how you choose to pay and the country you’re sending to, and XE exchange rates can include a lower markup compared to a regular bank.

Pros and cons
 
 
  • Send to a broad range of countries from France
  • Pay for transfers with a bank transfer or card
  • XE is a trusted way to send money safely overseas
  • Exchange rates include a small markup
  • Fees and delivery times vary based on destination and payment type

How much does it cost to send money to Canada with XE?

  • Transfer fees: Fees vary based on how you choose to pay, and the currencies involved
  • Exchange rates: Exchange rates include a small markup
  • Additional fees: Fees vary based on how you choose to pay, and the currencies involved

CurrencyFair: Send money from France to Canada

CurrencyFair can be a cheap international money transfer service with quick delivery times on many currency routes. There’s a low, flat fee per transfer, and you could also find you get a better exchange rate compared to your regular bank.

Pros and cons
 
 
  • Send in 15 currencies
  • Low transfer fees
  • Many currencies can be delivered on the same day, or within 1 working day
  • Exchange rates include a markup
  • Pay in Euro by bank transfer only, no card option

How much does it cost to send money to Canada with CurrencyFair?

  • Transfer fees: 15.86 EUR
  • Exchange rates: Exchange rates include a markup
  • Additional fees: Third party fees may apply depending on how you set up your transfer

TorFX: Send money from France to Canada

TorFX can help you make a safe bank transfer overseas in 153 currencies. Services are available online, in app, and by phone. TorFX offers instant transfers, regular payments and currency risk management products.

Pros and cons
 
 
  • Send in 153 currencies
  • Pay by card or bank transfer
  • Talk your transfer through by phone if you’d like to
  • Exchange rates include a markup
  • No cash pay in or pay out options

How much does it cost to send money to Canada with TorFX?

  • Transfer fees: No transfer fee
  • Exchange rates: Exchange rates include a markup
  • Additional fees: Third party fees may apply

Western Union: Send money from France to Canada

Western Union is one of the best known money transfer services globally, and offers some of the fastest ways to send money internationally, by paying in cash at an agent location, and having your money collected in cash at the other end. You can also send an international bank transfer online for deposit to a bank account.

Pros and cons
 
 
  • Large, trusted, and a safe way to send money
  • Great range of pay out and pay in options
  • Send more or less anywhere in the world
  • Exchange rates include a markup
  • Fees and rates online may vary from the costs you’ll pay if you set up your transfer in person

How much does it cost to send money to Canada with Western Union?

  • Transfer fees: Variable fees based on the destination, how you pay, and how you set up the international money transfer
  • Exchange rates: Exchange rates include a markup
  • Additional fees: Third party fees may apply, Western Union charges and rates vary depending on how you set up your payment

How to do bank transfers from France to Canada?

Using a bank transfer from France to Canada is one of the most straightforward methods for both the sender and the recipient. The recipient doesn't have to do anything, the funds simply arrive in their account in the chosen currency, ready for use or withdrawal.

If you're looking to transfer money from France directly to a bank account in Canada, choosing a specialist provider can be cheaper and quicker than an international bank transfer. While different providers have different steps to process payments, the following steps usually apply to most:

  • Choose and Register: Begin by selecting a regulated bank or money transfer provider that supports international bank transfers from France to Canada.

  • Account Verification: For enhanced security and to comply with international financial regulations, banks and online transfer providers require users to verify their identity before sending a money transfer. This process usually includes uploading digital copies of proof of ID (such as a passport or driving license) and a proof of address (like a utility bill or bank statement).

  • Fund Your Account: Once registered, you'll need to deposit funds. While there are multiple methods available, local bank transfer or using a debit card are usually the most economical options.

  • Initiate the Transfer: With your account funded, add your recipient's full name and their bank account details. Check everything over, and start your transfer.

Remember, the speed and efficiency of your transfer can vary based on the provider you choose. It's always wise to compare rates, reviews, and transfer times before making a decision.

What details do you need to send money?

Sending money overseas can seem complicated, especially if this is your first time sending money to Canada from France.

Whether you're a business making a payment, an expat supporting your family, or just sending a gift, you will need a few important details to get your transfer to the right place. We've narrowed down the essential information you'll need to make your transfer:

  • Recipient's Full Name: Ensure you have the recipient's full legal name as it appears on their bank account
  • Recipient's Address: This includes their street address and postcode
  • Bank Name: The name of the recipient's bank in Canada
  • Sort code: A six-digit number that identifies the recipient's bank, crucial for transfers to Canadian bank accounts
  • Account Number: The recipient's bank account number
  • SWIFT/BIC Code: Important for international transfers to Canadian banks

How can you pay for your transfer?

Different money transfer services offer different ways to fund your international money transfer.

Usually, bank transfers tend to be the most inexpensive way to transfer money, which is why we use it for our comparisons as the default payment method on Exiap. Let's explore some of the other payment methods as well for transferring money from France to Canada using these services:

Wise

Bank transfer, card (debit or credit), SWIFT, Google Pay or Apple Pay

XE

Online

TorFX

Bank transfer, SWIFT, debit card or cheque

Western Union

Bank transfer or card (debit or credit)

Currencies Direct

Bank transfer or debit card

OFX

Bank transfer or direct debit

Remitly

Bank transfer or card (debit, credit, and prepaid)

WorldRemit

Bank transfer, card (debit, credit, and prepaid) or Apple Pay

How to transfer a large sums of money to someone from France to Canada?

Before you send a larger sum of money to someone in from France to Canada you may want to take the following steps:

  • Research Multiple Providers: By comparing provider rates, fees, and user reviews from different providers, you'll be able to get the best deal for your transfer.

  • Check the limits: Ask your provider if they have any payment limits, and check if your own bank has limits on local transfers.

  • Prepare your account and funds: Complete your account verification in full and prepare to fund your transfer with a debit card or bank transfer to avoid delays.

  • Monitor Exchange Rate: If your transfer isn't time-sensitive, tracking exchange rates and waiting until the currency Euro/Canadian Dollar exchange reaches its peak value can help you to save money on your transfer.

  • Prepare for additional checks: Ask your provider if you’ll need any further paperwork to send a large amount of money from France to Canada. For example, you might need to show the source of the funds, or give details about what the payment is for.

Best way to transfer large sums of money?

Choosing the right provider when sending large amounts of money from France to Canada can help you save on fees and hidden exchange rate markups. Banks and online transfer providers can add hidden markups in their rates, which can quickly grow as the amount you are looking to send increases.

Money transfer providers often offer discounts for high amount transactions, which may mean as reduced fees or more favorable exchange rates. To ensure you're securing the most advantageous offer for your transfer, use the Exiap cost comparison calculator and evaluate all options available.

Compare providers

International money transfer limits from France to Canada?

While there's no legal cap on the amount of money that can be transferred from France to Canada, individual banks, online transfer services, and other payment providers often set their own limits. These limits can vary based on your payment method. As an example, the limit to send money from France to Canada when paying with a card may differ from the limit for bank transfers.

How much does it cost to send money?

The cost of transferring money abroad can vary based on the service provider, the amount being sent, and the method of transfer. Bear in mind also that bank transfer fees from France to Canada can include upfront costs, an exchange markup and extra third party fees added by correspondent banks.

When sending your money from France to Canada using an online money transfer provider, the cost of transferring 2000 EUR can range from 9.38 EUR to 36.66 EUR, including provider transfer fees and any exchange rate markups the transfer provider might apply. If you plan to send with a bank, you could pay more overall. Bank costs often include a transfer fee, exchange rate markup, and SWIFT fees which are paid to third parties involved in the transfer.

As an example: the lowest cost option to send money from France to Canada would be Wise with the total cost of 9.38 EUR using a 1.4702 Euro/Canadian Dollar exchange rate.

How long does it take to send money from France to Canada?

If you make a bank transfer from France to Canada, how long will it take to arrive? The answer here will depend on multiple factors such as the chosen money transfer service, the payment method, and how the recipient wishes to receive it.

Based on the 9 providers we reviewed, an international transfer can take from Instant-2 Days to 2 Days to arrive when sending money from France to Canada if you pay for your transfer with a debit card or bank transfer.

Wise offers the quickest money transfer from France to Canada. On the other hand, Currencies Direct has the longest transfer duration for Euro, taking 2 Days.

Go to Wise

Understanding Euro/Canadian Dollar exchange rate changes can help you to make better informed decisions on when to send your international transfer. Exchange rates are constantly changing, due to factors such as supply and demand, geopolitical events, and economic indicators.

The current exchange rate for Euro/Canadian Dollar stands at 1.47018.

Exchange Rate Monitoring: Using a currency converter tool is an easy way to keep tabs on the Euro/Canadian Dollar exchange rates. This way, you can be up-to-date on the latest changes and can identify the best time to start your transfer.

Rate Alerts: Consider setting up rate alerts with our rate tracking tool. This service will notify you when the Euro/Canadian Dollar exchange rate reaches your desired threshold. For the best monitoring and alert tools, take a look at Currency Live's recommendations.

Best money transfer rate from France to Canada?

For transfers from France to Canada, the mid-market exchange rate often offers the best value. This is the rate at which banks handle currency exchanges in the worldwide markets.

Individuals transferring money overseas don't always get this rate. In most cases providers add a markup to the rate they quote customers. This inflates the overall fee, making the exact cost of your international money transfer less transparent.

The provider with the best exchange rate is Wise, with the Euro/Canadian Dollar exchange rate of 1.47018

Transfer money online with a credit card or debit card

Most of the international transfer providers allow credit or debit card payments. While this method can speed up your transfer, it might also introduce added fees, making it less cost-effective than a bank transfer.

Here’s a handy list of providers that support card payments:

  • Wise: Bank transfer, card (debit or credit), SWIFT, Google Pay or Apple Pay
  • XE: Online
  • TorFX: Bank transfer, SWIFT, debit card or cheque
  • Western Union: Bank transfer or card (debit or credit)
  • Currencies Direct: Bank transfer or debit card
  • Remitly: Bank transfer or card (debit, credit, and prepaid)
  • WorldRemit: Bank transfer, card (debit, credit, and prepaid) or Apple Pay

Conclusion

The best way to send money from France to Canada varies for everyone, depending on what the priority is for you.

For those looking for the cheapest option, Wise is the most affordable international money transfer service. On the other hand, if you are looking to get your transfer across the fastest way possible, Wise is the ideal choice, ensuring your funds reach to Canada in Instant-2 Days.

If you're concerned about safety, you can take comfort in the fact that all of our reviewed providers are trusted and regulated, guaranteeing secure transfers from France to Canada.

Frequently asked questions when sending money from France to Canada

What is the best way to transfer money online?

There’s no single best way to transfer money online, but by shopping around and using our handy comparison tools you can find a selection of great options, to pick the best for your specific needs. In our comparison, we found Wise to be the cheapest payment service available for your transfer. Compared to WorldRemit you could save up to 27.28 EUR on the total cost of your transfer, when you pick Wise. If you would like to find out more about transferring money online, check out our handy guide on how to send money online.

How to send money from France to Canada?

You’ve got plenty of choices when it comes to sending money from France to Canada conveniently online. In our comparison we found Wise was the lowest cost option. Use the Exiap comparison table to review services like Wise and Currencies Direct to work out which meets your needs best.

What bank details are needed to transfer money from France to Canada?

To send your payment to Canada safely, you’ll need to include the following information when you arrange it:

  • Recipient's Full Name
  • Recipient's Address
  • Bank Name
  • Sort code
  • Account Number
  • SWIFT/BIC Code
What are the most popular methods for sending money to Canada?

You can send money to Canada using your bank, an international money transfer specialist, cryptocurrency transfer, or for cash collection via an agency. In our comparison we found making your payment with Wise was the lowest cost option.

How do I ensure the best exchange rate when transferring money to Canada?

The exchange rate used to convert your payment makes a big difference to the amount the recipient will get in the end. Banks and international money transfer services set their own exchange rates which can include an extra fee, known as a markup. Bank exchange rates may include a markup as high as 3% which pushes up the costs overall. That makes shopping around and comparing providers essential.

In our comparison, the best available exchange rate was with Wise with the Euro/Canadian Dollar exchange rate of 1.47018.

Can I send money to Canada using mobile payment apps?

Yes. Services like Wise and Currencies Direct have convenient apps you can use to arrange your payment. Before you download your preferred app, use our comparison tools to make sure you’ve picked the app with the best value deal for your specific payment.